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We measure risk exposures, augmenting the personal information that insurance, banks, corporations and government use to measure risk and make decisions that impact sales, customer acquisition costs, profitability, and loss prevention.

 
 
 
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MEASURE THE RISK AROUND YOU

We make 2.5 billion records of city data accessible in FICO-like measures of risk exposure, adding precision and new metrics of geographic proximity to traditional auto and small business underwriting.

 
 
 
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Extend coverages with confidence

ODN’s scores are highly predictive measures of the risks that people are exposed to every day. Organizations use ODN’s scores in complement with credit scores to improve traditional underwriting.

 
 
 
 

Use city data to your benefit


DRIVE SALES
GROWTH

Prioritize desirable submissions, respond quickly, and find new rules to increase automation.


LOWER COST TO GET CUSTOMERS

Spend less effort and do fewer inspections on the businesses that do not fit your risk appetite.


INCREASE PROFITABILITY

Consistently evaluate submissions and select those that are most desirable.

 
 
 
 
As a result of the innovative way in which they are able to analyze public data ‎in relevant ways for the insurance sector, ODN was selected by leading insurance companies.
— -Maria Gotsch, President and CEO of the Partnership Fund for NYC, Co-Founder of the FinTech Innovation Lab
 
 
 

 
 
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Our Team

ODN's team has spent our careers delivering tools that leverage city data to improve performance across industries and academia. We are impactful innovators, worth getting to know.