We make underwriting more efficient


This year, underwriters will touch applications from over 7.5 million small-medium sized businesses that fail to get an automatic quote.

Without a way to prioritize this high volume of submissions, underwriters lose valuable business and waste time reviewing applications that they ultimately do not quote.


ODN brings extensive knowledge of city data and experience using machine learning to deliver a customized, on-demand risk rating that triages insurance quote submissions and pinpoints what's in the underwriting box and most likely to bind. 


Underwriters query ODN's proprietary cloud-hosted application for an on-demand risk score that rank submissions by how well they fit in the underwriting box.

The machine learning enabled scores are generated from comprehensive city data and calibrated to help a carrier increase sales strategically and profitably in geographic areas or classes